Home › Deposit
Winum Deposit: Payment Methods for India
The cashier is localised for the Indian market: amounts display in rupees, UPI sits first in the method list, and deposits credit before the payment app's confirmation screen closes in most cases. This page covers every available channel, its real limits, and what to do when money leaves the bank but the balance does not update.
Available Deposit Methods and Limits
| Method | Minimum | Maximum per transaction | Crediting time | Fee |
|---|---|---|---|---|
| UPI (any app) | ₹300 | ₹1,00,000 | Under 1 min | 0% |
| Paytm Wallet | ₹300 | ₹49,000 | Under 1 min | 0% |
| PhonePe | ₹300 | ₹1,00,000 | Under 1 min | 0% |
| IMPS / NEFT | ₹500 | ₹5,00,000 | 1–15 min | 0% |
| Visa / Mastercard | ₹500 | ₹2,00,000 | Instant | Bank-dependent |
| USDT TRC-20 | ₹800 equiv. | No limit | 1–5 min | Network fee only |
| Bitcoin / Ethereum | ₹800 equiv. | No limit | 10–40 min | Network fee only |
Step-by-Step: Depositing via UPI
- Log in and open the cashier with the Deposit button in the header.
- Select UPI, enter the amount (₹300 minimum) and confirm.
- The cashier issues a UPI ID or QR code valid for 10 minutes.
- Pay from GPay, PhonePe, Paytm or your bank's UPI app to that exact ID for the exact amount.
- The balance updates automatically; no screenshot is needed for a normal transaction.
Pay the exact amount shown in the cashier. Rounded or split payments are the number one cause of delayed crediting, because the payment gateway matches transfers by amount and reference.
If the Deposit Did Not Arrive
Three scenarios cover nearly all deposit tickets:
- Money debited, balance unchanged, under 30 minutes passed. Wait — UPI settlements occasionally queue on the bank side. Most stragglers clear within half an hour.
- Over 30 minutes. Send the UTR number (12-digit reference from your payment app) to support chat; the cashier team traces the transfer and credits it manually, usually within a few hours.
- Payment failed on the bank side. Funds auto-return per your bank's policy, typically within 1–5 business days; the casino never received them.
Deposits do not require verification — KYC applies to withdrawals only. There is no fee on the casino side for any method, and the cashier displays the exact credited amount before confirmation.
Practical Notes
- UPI limits are set by your bank (commonly ₹1,00,000 per day); larger bankrolls move faster over IMPS or USDT.
- Card deposits can be declined by Indian issuing banks under gaming merchant codes; UPI does not have this failure mode, which is why it is the recommended default.
- Crypto deposits convert to INR balance at the interbank rate on arrival, with the rate shown before you send.
- The welcome bonus binds to deposit stages automatically — decline it in the cashier if you want a wagering-free balance.